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Visit us in-store or give us a call! 925 Springfield Ave, Irvington, NJ 07111 | (973) 372-8700
Visit us in-store or give us a call! 925 Springfield Ave, Irvington, NJ 07111 | (973) 372-8700

Financing

Welcome to F.D.F Financing

One application could help you create your dream home while building credit!

GET YOUR FURNITURE BEFORE PAYING

Leasing obtains information from credit bureaus. Not all applicants are approved.

Parallel Lines

The advertised financing is provided by Family Discount Furniture merchant partners.

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& MORE...

No Credit Needed

Do you have bad or no credit? Don't be discouraged!

We offer loans that is designed for people who need a flexible financing option with convenient and affordable payments that can build your credit.
Apply & Get Approved in Seconds

Financing Made Easy

- Quick & easy online or in person application process means you wont waste time.
- Flexible payments.
- Early pay-off interest free promotions.

Requirements: 

- Be at least 18 years old
- Have an active checking account
- Provide an active e-mail & phone number

INVEST SMARTLY

You Don't Need to Pay Today!
Pay after delivery
Pay over time

APPLY NOW BELOW

Applications Below

Below is a list our finance merchant partners ready to give you flexible payments fast and easy!

Press the finance merchant partner that makes sense to you and apply for flexible and promotional payments. 

If you need assistance with which finance merchant is best for you, feel free to contact us in the contact page.

To apply, you’ll need to:
-Be of legal age to enter into a contract
-Have a steady monthly income
-Have an active checking account
-Provide a valid email address and phone number

Leasing obtains information from credit bureaus. Not all applicants are approved

Synchrony

Make It Possible with Special Financing!

0% APR for 36, 48 or 60 Months*

On qualifying in-store purchases made with your Synchrony Home credit card. Equal monthly payments required for 36, 48 or 60 months. Promo fee of 2% of amount financed will be included in required monthly payments.

* Qualifying purchase amount must be on one receipt. A promo fee, equal to 2% of the amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the related promo fee and the required monthly payments. For example, a $950 purchase with $50 in taxes and shipping costs, will be charged a promo fee equal to $20 and $1,020 will be charged to your account. No interest will be charged on the amount financed (including related promo fee) and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer any time.

No Interest if paid in full within 6, 12, 18 or 24 Months§

On qualifying in-store purchases made with your Synchrony Home credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6, 12, 18 or 24 months. Minimum monthly payments required.

*Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer any time.
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Snap Finance offers consumer loans to all credit types, but it especially helps those who’ve had credit challenges in the past and may not qualify for traditional financing.

Snap’s application is EASY, and you’ll find out in seconds if you’ve been approved.
With approvals up to $3,000, don’t wait – get what you need TODAY with Snap!
*The advertised financing is provided by a merchant partner, an affiliate of Snap, or Transportation Alliance Bank d/b/a/ TAB Bank.

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American First Finance - A Better YES!
Need to make a big buy? Get funds fast with flexible payments over time. Just fill out our simple application for a quick decision.
CREDIT NOT REQUIRED  
*Approvals are subject to verification and are possible without a FICO® Score, but your credit history may be checked.
PAY AS YOU GO
Get approved for up to $5,000 with affordable and flexible payment options.
TOTAL TRANSPARENCY
Whichever payment solution you choose, you will see your contract rates, terms and conditions before signing. 

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